Sony Financial Group's Sony Bank plans to launch a dollar-denominated stablecoin in 2026 to facilitate payments across its entertainment ecosystem.

The token is intended primarily for purchases of games and anime, with the aim of lowering transaction fees versus credit cards.

Project details

Sony Bank has applied for a banking license in the United States and will create a subsidiary to operate the stablecoin.

The institution says the new payment instrument should cut fees compared with traditional credit cards and simplify micropayments within content platforms.

Regulatory environment

Authorities adopted the GENIUS law in July, which market participants say establishes a regulatory framework enabling dollar-backed stablecoins in certain jurisdictions.

The legislation reduces uncertainty for financial groups exploring digital currencies, opening new possibilities for companies like Sony to integrate tokenized payments.

Use cases and goals

Sony intends for the stablecoin to be used within its gaming and anime ecosystems, potentially streamlining in-app purchases and cross-platform settlements.

The bank highlights reduced merchant fees and faster settlement times as primary commercial benefits for both consumers and content providers.

Next steps

Sony Bank plans further regulatory engagement and technical development ahead of a 2026 roll-out, while establishing operational governance through its planned subsidiary.

The company has not disclosed specific fee reduction targets or a launch timetable beyond the announced year, and further details are expected.