Moldova intends to adopt a law regulating cryptocurrencies in 2026, aligning national rules with the European MiCA framework.

Scope of the proposal

The draft will cover ownership, trading and conversion of digital assets, while preserving the leu as legal tender.

Crypto will be permitted for storage, purchase and sale, but will not be recognised as a means of payment under this law.

Taxation and compliance

Holding digital assets will not create a tax liability, while income and capital gains for tax residents are subject to 12 % taxation.

The proposal places separate emphasis on anti-money laundering measures and national security checks to limit the use of crypto in illicit financing.

Objective and implementation

Officials say the law aims to legalise the domestic crypto market and simultaneously restrict its exploitation for illegal financing activities.

Further provisions on licensing requirements and supervisory powers will be specified during drafting.

Details on operational timelines for authorised organisations are expected during parliamentary review ahead of 2026 implementation.

International alignment

By aligning with MiCA (Markets in Crypto-Assets), Moldova seeks regulatory compatibility with EU markets and clearer cross-border rules.

Parliamentary debates and public consultations will determine the final text and the concrete supervisory model before enactment.